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Research also suggests that impoverished regions in particular often benefit from smaller schools and districts, and they can suffer irreversible damage if consolidation occurs.

For these reasons, decisions to deconsolidate or consolidate districts are best made on a case-by-case basis.

While state-level consolidation proposals may serve a public relations purpose in times of crisis, they are unlikely to be a reliable way to obtain substantive fiscal or educational improvement.

If you need help getting out of debt, you are not alone.

Most financial experts agree that a Debt Management Plan (DMP) is the preferred method of debt consolidation.

The best way to consolidate credit card debt under ,000 could be to get a zero-percent interest credit card and transfer balances from high-interest credit cards over to it.

You send one payment to the agency running the DMP and they split it among all your creditors.

Utilizing a debt management plan could affect your credit score.

Arguments for consolidation, which merges schools or districts and centralizes their management, rest primarily on two presumed benefits: (1) fiscal efficiency and (2) higher educational quality.

The extent of consolidation varies across states due to their considerable differences in history, geography, population density, and politics.

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